Loan Calculator
See the real cost before you sign
Instantly computes your monthly payment, total repayment, and effective annual interest rate for any loan.
Use it: before signing anything — plug in the lender's numbers and see the real cost in seconds.
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Effective Interest Calculator
Turn confusing rates into one true number
Converts "5% per week" or flat-rate terms into a single, true annualized interest rate.
Use it: to compare offers from different lenders on equal footing, even when they quote rates differently.
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Payment Schedule
A clear finish line for every debt
Builds a month-by-month payoff plan across all of your debts, in the order that saves you the most.
Use it: when you're juggling more than one loan or card and want a real plan, not just guesswork.
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Income | Debt Tracker
Know your real debt-to-income ratio
Logs your income and every debt in one place, and shows how much of your income already goes to payments.
Use it: to see, at a glance, whether you can safely take on more debt or you're already stretched thin.
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Flagged Lenders
Check before you borrow from someone new
A running list of lenders and apps most frequently reported for illegal or predatory practices.
Use it: before you borrow from an app or lender you don't recognize.
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